{"id":715,"date":"2022-10-23T15:19:44","date_gmt":"2022-10-23T13:19:44","guid":{"rendered":"https:\/\/hospodarskyzpravodaj.cz\/?p=715"},"modified":"2022-10-23T15:19:46","modified_gmt":"2022-10-23T13:19:46","slug":"proc-jeste-nefunguji-prevody-z-banky-do-banky-za-deset-vterin","status":"publish","type":"post","link":"https:\/\/hospodarskyzpravodaj.cz\/?p=715","title":{"rendered":"Pro\u010d je\u0161t\u011b nefunguj\u00ed p\u0159evody z banky do banky za deset vte\u0159in"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">V listopadu 2017 za\u010dal fungovat prvn\u00ed z\u00fa\u010dtovac\u00ed syst\u00e9m pro okam\u017eit\u00e9 mezibankovn\u00ed platby, o rok pozd\u011bji p\u0159i\u0161la s takov\u00fdm syst\u00e9mem i Evropsk\u00e1 centr\u00e1ln\u00ed banka.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pen\u00edze zaslan\u00e9 p\u0159es sch\u00e9ma SEPA Instant Credit Transfer p\u0159ijdou na \u00fa\u010det adres\u00e1ta do deseti vte\u0159in, o v\u00edkendu i ve sv\u00e1tek. Syst\u00e9m vyu\u017e\u00edv\u00e1 ji\u017e v\u00edce ne\u017e dva tis\u00edce finan\u010dn\u00edch \u00fastav\u016f v 16 evropsk\u00fdch zem\u00edch, v\u011bt\u0161inou ze z\u00e1padn\u00ed Evrop\u011b.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Loni v \u0159\u00edjnu zpracovatelsk\u00e9 centrum EBA Clearing informovalo, \u017ee po jeden\u00e1cti m\u011bs\u00edc\u00edch provozu zpracov\u00e1v\u00e1 70 tis\u00edc okam\u017eit\u00fdch plateb denn\u011b. L\u00eddry v jejich vyu\u017e\u00edv\u00e1n\u00ed jsou pobaltsk\u00e9 zem\u011b Estonsko, Litva a Loty\u0161sko.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na Slovensku je nevyu\u017e\u00edv\u00e1 \u017e\u00e1dn\u00e1 banka. Naplno v syst\u00e9mu nejsou finan\u010dn\u00ed \u00fastavy ani ze sousedn\u00edch zem\u00ed. Pro\u010d, kdy se instantn\u00ed p\u0159evody zavedou u n\u00e1s a kolik budou st\u00e1t?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Odpov\u00edd\u00e1 v nejnov\u011bj\u0161\u00ed epizod\u011b podcastu Index Kate\u0159ina Kellenbergerov\u00e1, \u0159editelka platebn\u00edho styku \u010cesk\u00e9 spo\u0159itelny, nejv\u011bt\u0161\u00ed retailov\u00e9 banky na Slovensku. \u201eBude to revolu\u010dn\u00ed zm\u011bna, v bankovnictv\u00ed \u0159\u00edk\u00e1me, \u017ee takov\u00e1 se d\u011bje mo\u017en\u00e1 jednou za pades\u00e1t let.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Je\u0161t\u011b v roce 2017 schv\u00e1lili poslanci povinnou elektronickou komunikaci pro podnikatele v\u010detn\u011b \u017eivnostn\u00edk\u016f. Povinn\u00e1 je ji\u017e od 1. \u010dervence lo\u0148sk\u00e9ho roku, ale t\u00e9matem se op\u011bt st\u00e1v\u00e1 a\u017e nyn\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D\u016fvod je ten, \u017ee \u017eivnostn\u00edci, kte\u0159\u00ed nep\u0159izn\u00e1vaj\u00ed jin\u00e9 dan\u011b ne\u017e da\u0148 z p\u0159\u00edjm\u016f, tuto povinnost poprv\u00e9 poc\u00edt\u00ed a\u017e nyn\u00ed p\u0159i pod\u00e1v\u00e1n\u00ed da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed dan\u011b z p\u0159\u00edjm\u016f za lo\u0148sk\u00fd rok. Term\u00edn je do konce b\u0159ezna.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Finan\u010dn\u00ed zpr\u00e1va od prosince rozeslala dot\u010den\u00fdm podnikatel\u016fm dopis, aby na registraci nezapomn\u011bli. Zabral: za posledn\u00ed m\u011bs\u00edc se na port\u00e1l finan\u010dn\u00ed spr\u00e1vy zaregistrovalo 300 tis\u00edc da\u0148ov\u00fdch subjekt\u016f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O tom, jak konkr\u00e9tn\u011b vypad\u00e1 registrace na port\u00e1l finan\u010dn\u00ed zpr\u00e1vy, pro koho je nyn\u00ed povinn\u00e1, jak\u00e9 jsou sankce a nej\u010dast\u011bj\u0161\u00ed technick\u00e9 z\u00e1drhy, \u0159\u00edk\u00e1 v podcastu Index Alica Orda Oravcov\u00e1, prezidentka Da\u0148ov\u00e9ho f\u00f3ra Slovenska, partnerka poradensk\u00e9 spole\u010dnosti GT&amp;C Slovakia a extern\u00ed konzultantka finan\u010dn\u00ed zpr\u00e1vy pro port\u00e1l finan\u010dn\u00ed spr\u00e1vy.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>V listopadu 2017 za\u010dal fungovat prvn\u00ed z\u00fa\u010dtovac\u00ed syst\u00e9m pro okam\u017eit\u00e9 mezibankovn\u00ed platby, o rok pozd\u011bji p\u0159i\u0161la s takov\u00fdm syst\u00e9mem i Evropsk\u00e1 centr\u00e1ln\u00ed banka. Pen\u00edze zaslan\u00e9 p\u0159es sch\u00e9ma SEPA Instant Credit Transfer p\u0159ijdou na \u00fa\u010det adres\u00e1ta do deseti vte\u0159in, o v\u00edkendu i ve sv\u00e1tek. Syst\u00e9m vyu\u017e\u00edv\u00e1 ji\u017e v\u00edce ne\u017e dva tis\u00edce finan\u010dn\u00edch \u00fastav\u016f v 16 evropsk\u00fdch [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":716,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[14],"tags":[],"class_list":["post-715","post","type-post","status-publish","format-standard","has-post-thumbnail","category-finance"],"_links":{"self":[{"href":"https:\/\/hospodarskyzpravodaj.cz\/index.php?rest_route=\/wp\/v2\/posts\/715","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hospodarskyzpravodaj.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hospodarskyzpravodaj.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hospodarskyzpravodaj.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hospodarskyzpravodaj.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=715"}],"version-history":[{"count":0,"href":"https:\/\/hospodarskyzpravodaj.cz\/index.php?rest_route=\/wp\/v2\/posts\/715\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hospodarskyzpravodaj.cz\/index.php?rest_route=\/wp\/v2\/media\/716"}],"wp:attachment":[{"href":"https:\/\/hospodarskyzpravodaj.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=715"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hospodarskyzpravodaj.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=715"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hospodarskyzpravodaj.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=715"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}